Innovation
For
Nation
bersama OJK

Ekonomi kreatif Indonesia adalah sebuah kekuatan besar, namun aset paling berharganya, yaitu kekayaan intelektual (IP) tetap tidak likuid dan sulit diakses.

Misi kami adalah membangun infrastruktur keuangan untuk merealisasikan nilai tersebut. Untuk merealisasikan nilai ekonomi IP, teknologi saja tidak cukup. Kita memerlukan ekosistem terpadu yang menghubungkan inovasi, investasi, dan kebijakan.

Solusi Akselerator Terintegrasi

1. Menggali Kasus Penggunaan Nyata (Real-World Use Cases)

Mengakselerasi startup potensial, mengubah proyek mereka menjadi cetak biru hidup bagi model bisnis yang skalabel dan regulasi yang adaptif (future-proof).

2. Membuka Akses Investasi

Memitigasi risiko proyek melalui pendampingan intensif, penataan struktur bisnis, dan validasi, menciptakan pipeline usaha yang layak investasi dan siap didanai.

3. Memastikan Akses Pasar & Sinergi

Memfasilitasi dialog langsung dan regulatory sandbox dengan mitra pemerintah, memastikan startup membangun produk untuk adopsi nyata dan skala besar.

Timeline Akselerator:

1. Pra-Pelucuran: Pendaftaran & Seleksi (Januari, 2026)

Pendaftaran Dibuka (22-31 Januari)

Seleksi & Pengumuman Cohort (2-5 Februari)

2. Fase1: Pra-Akselerator (Februari - Maret, 2026)

Proses onboarding wajib bagi cohort terpilih. Setiap startup bekerja sama dengan tim legal dan teknis kami melalui proses 3 langkah, yaitu:

1. Onboarding Digital & Definisi Hak.
2. Verifikasi & Tokenisasi.
3. Aktivasi di dalam Registri.

3. Fase 2: Akselerator (Maret - Juli, 2026)

Kickoff Resmi (31 Maret)

Sprint 1: Fondasi & Strategi (1 April - 1 Mei)

Sprint 2: Bangun & Validasi (MVP) (4 - 29 Mei)

Sprint 3: Persiapan Skala (1 Juni - 10 Juli)

Demo Day (10 Juli)

4. Fase3: Pasca-Akselerator (Juli - Agustus, 2026)

• Analisis data kohort, tantangan, serta keberhasilan.
• Sintesis temuan menjadi sebuah laporan komprehensif.
• Penyusunan Cetak Biru Rekomendasi Kebijakan berdasarkan kasus penggunaan nyata (real-world use cases).
• Pemaparan cetak biru kepada mitra pemerintah guna membantu pembentukan regulasi masa depan.
• FGD K/L (Kementerian/Lembaga)

Otoritas Jasa Keuangan (OJK) launches a program to support Indonesian startup founders in bridging the gap between Product-Market Fit and Policy-Market Fit. Through this initiative, OJK provides access to regulatory insights, strategic networks, and partnership opportunities with key stakeholders across the financial services sector.

The program is designed to support startups in developing innovations that are aligned with market needs and compliant with applicable regulatory frameworks, thereby enabling sustainable growth and contributing positively to Indonesia’s Financial Sector Technology Innovation.

Program Benefit

1. Sharpen Your Product Strategy

1-on-1 sessions with industry mentors to refine your product and accelerate growth.

2. Navigate Regulation with Conviction

Direct access to regulatory insights from compliance experts to strengthen governance readiness and stay ahead of the curve.

3. Validate Product Features

Stress-test business models and product features directly to potential users and clients, while measuring the performance using PMF Financial Modeling.

Market Access

1. Build Your Sandbox Readiness

Gain meaningful exposure to OJK’s Sandbox ecosystem and enhance your product readiness for Sandbox entry.

2. Expand Your Network

Showcase your startup at a curated Offline Demo Day and unlock future matchmaking opportunities with clients, investors, and partners.

Bonus Gender & Inclusion

The program also integrates gender and inclusion perspectives as an added value in the evaluation process.

Startups that present solutions contributing to women’s empowerment and the improvement of the well-being of women, mothers, and children in Indonesia will be given additional consideration in the assessment.

Who Can Apply?

1. Growth-Stage Startup

Startups have at least 6-months traction and can potentially be scaled across multiple industries within Indonesia’s National Strategic Initiatives.

2. Financial Sector Technology Innovation

Companies develop and provide technology solutions within the financial sector.

3. Innovators Driving Gender Inclusion

The startup demonstrates the ability to develop innovative solutions while fostering a more gender-inclusive organization.

Program Timeline

1. Startup Sourcing & Initial Screening (February 12 - March 30, 2026)
2. Startup Curation (April 1-2, 2026)
3. Startup Selection (April 3, 2026)
4. Diagnosis Session (April12, 2026)
5. Product Market Fit Development (April 19 - May 23, 2026)
6. Market Validation & Regulation (May - July, 2026)
7. Final Evaluation (July 23 - 27, 2026)
8. Demo Day (September, 2026)

Building a national digital innovation ecosystem as a form of dedication to the nation, fostering job creation and economic growth through the creation of sustainable business value for the industry, supported by talent development, implementation-ready innovation, as well as the synergy of policy and public needs.

Vision:

Global and domestic strategic environments demand digital innovation as a solution. In this context, PIDI (Indonesian Digital Innovation Center) serves as a bridge between innovation and policy to achieve the Indonesia Emas 2045 vision.

Mission:

PIDI as a national hub bridging digital innovation with public policy. Medium-Term: Supporting Asta Cita (primarily Asta Cita 3) in creating new sources of economic growth and fostering global-oriented digital startups. Long-Term: Achieving Indonesia Emas 2045 by increasing productivity through innovation.

Hackathon Theme:

1. Strengthening Financial Resilience and Innovation

• Risk & benefit assessment
• Regional Financial Electronification
• Expanding Retail Investors
• Digitalization of Islamic Finance

2. Increasing Productivity, Food Security, and Job Creation

• Economic Inclusion (MSMEs)
• Digitalization of Food Security
• Digitalization of Job Creation

3. Accelerating Public Services, the Creative Economy, and Digital Services Exports

• Digitalization of Public Services & Tourism
• Digitalization of the Creative Economy
• Digitalization of Digital Service Exports

More detail about the theme, you can visit https://pidi.id/#problem-statements

Timeline:

1. Opening Registration (23 February, 2026)
2. Submission PIDI - DIGDAYA x Hackathon (23 February - 27 March, 2026)
3. Launching PIDI - DIGDAYA x Hackathon 2026 (6 April, 2026)
4. Essential Training (7 April - 31 May, 2026)
5. Semifinal Announcement (5 June, 2026)
6. Practitioner Training (8 June - 10 July, 2026)
7. Final (13 July - 17 July, 2026)
8. Capstone Project (3 August - 11 September, 2026)
9. Winner Announcement (25 September, 2026)

Submission Link:

To join this hackathon, you can submit the proposal through this link https://hackathon.pidi.id/profile